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comparison • 6 min read

Pediatric Therapy vs. School Services

How private pediatric therapy and school-based services compare — and why most families end up using both.

Most parents don't realize their child's school district has therapists on staff — or that those therapists have specific limitations. Understanding what school services cover (and don't) is essential for making decisions about private therapy.

School-based therapy: what it is

Under federal special education law (IDEA), school districts must provide therapy services for children whose disabilities affect their educational performance. This includes occupational therapy, speech-language therapy, and physical therapy when appropriate.

Services are free, delivered during the school day, and tied to the child's Individualized Education Program (IEP) goals. They're typically delivered in 20–30 minute sessions, often in groups, focused on academic-related skills.

Private therapy: what it is

Private therapy is delivered in a clinical setting (or sometimes telehealth), 1:1, and isn't bound by educational impact criteria. Sessions are typically 45–60 minutes, weekly or twice-weekly, and address a much broader scope.

Where they differ

The key differences:

  • Eligibility: school requires educational impact, private only requires concern
  • Cost: school is free, private is insurance-billed or self-pay
  • Frequency: school 1–2x/week in groups, private 1–2x/week 1:1
  • Scope: school addresses educational impact, private addresses comprehensive functioning
  • Family involvement: school limited, private central
  • Caseload: school SLPs/OTs often have 50+ children, private practitioners much smaller caseloads

When to use which (or both)

For children whose challenges primarily affect school performance and are mild to moderate, school services may be sufficient. For more comprehensive challenges, complex profiles, or when you want family-centered work, private therapy adds significant value.

Many of our families use both. School covers the academic component; we cover the broader work that school services can't.

How they coordinate

When you have both school and private therapy, coordination matters. With your permission, we communicate with school therapists and IEP teams, share evaluation reports, and align goals. Coordinated care produces better outcomes than fragmented care.

Frequently Asked Questions

Will my child qualify for school services?

Depends on whether the challenge affects educational performance. Request an evaluation in writing — schools must respond to written referrals within specific timelines.

If my child gets school services, is private therapy redundant?

Usually not. School services are limited in scope, frequency, and individualization. Private therapy can address things school services don't.

Will school services and insurance compete?

No. Insurance doesn't consider school services when reviewing private therapy claims.

Can private therapists attend IEP meetings?

Yes — and we recommend it when possible. With family permission, we can attend, share clinical observations, and align therapy goals.

School services and private therapy aren't in competition — they cover different parts of the picture. The best plan often uses both, coordinated together.